Blog - Page 5

Real transfer costs - desk with calculator and notebook

How to Avoid Transfer Fees for UK Businesses

Practical guide to cutting transfer costs: use SEPA for euros, Bacs and Faster Payments for UK, batch and validate to avoid rejection fees, and automate with ConversorSEPA.

Comparison between standing orders and Direct Debits on a desk with calendar

Standing order vs Direct Debit: a complete UK business guide

Compare standing orders and Direct Debits from a UK business perspective: who controls the payment, how SEPA fits in, and when to use each method.

Person managing Direct Debit changes on laptop and phone

How to change a Direct Debit: quick guide for UK businesses

Learn how customers and businesses should handle Direct Debit changes in the UK, from using CASS to updating mandates correctly and avoiding failed payments.

Infographic showing the UK Direct Debit Guarantee protections

Your guide to the UK Direct Debit Guarantee for businesses

Discover how the UK Direct Debit Guarantee protects your customers with advance notice, immediate refunds and easy cancellations, and what it means for your business.

Professional working at a desk on SEPA CORE direct debit collections

Your guide to the SEPA CORE direct debit scheme for UK businesses

Understand the SEPA Direct Debit CORE scheme from a UK perspective: how it works, mandates, sequence types and timelines so you can collect euro payments reliably across 36 countries.

Desk with monitor, smartphone and finance documents. The screen shows 'Money route'.

What types of bank transfers exist, and which should your SME use?

A practical guide to transfer types: SEPA (standard and instant) and SWIFT. Learn the differences in speed, cost and intermediaries, and how to choose the right option for each payment.

Infographic showing the BIC code hierarchy from world to bank to code.

What is the BIC/SWIFT code? A quick 2026 guide for transfers

Learn what a BIC/SWIFT code is, when you need it, how it is structured (8 or 11 characters), and how it differs from IBAN so you avoid mistakes, delays and return fees.

Person holding a tablet showing a digital SEPA document in an office.

What is the SEPA document? Meaning and impact on payments

A SEPA document is a standardised XML file (ISO 20022) used by banks to process payments (pain.001) and collections (pain.008). Learn the types, structure and common rejection errors.

SEPA conversion flow from Excel through validation to bank submission.

The definitive SEPA XML converter guide for remittances in 2026

What a SEPA XML converter is, why manual remittances get rejected, and how to turn Excel/CSV or legacy AEB formats into valid ISO 20022 SEPA XML files—with validation and API automation.

Flow diagram showing three key Excel preparation steps: format, clean, and structure.

Caja Rural SEPA converter: how to convert Excel to XML without errors

A practical guide to preparing Excel/CSV data, mapping fields and validating IBANs to generate a Caja Rural-compatible SEPA XML file—reducing rejections, returns and fees.

Woman at a desk reviewing documents and using a laptop for efficient payments.

The definitive IBAN account converter guide for automating SEPA files

What an account-to-IBAN converter is, why it reduces returns, and how to automate bulk conversions (Excel/CSV or API) to generate SEPA files without errors.

Diagram illustrating the banking failure process: old CCC, conversion error and returned direct debit.

IBAN CCC conversion without errors for your business

Convert CCC to IBAN reliably: current challenges, manual Modulo 97 calculation, data cleaning, automation and real-time validation.