Discover articles and guides useful for your daily tasks
A step-by-step guide to integrating a SEPA direct debit API — from authentication and JSON payload mapping to webhook handling and full automation.
A step-by-step guide to creating SEPA XML files for direct debit — from mandate data and source preparation to web conversion, API automation, and troubleshooting validation errors.
What a bank giro credit (BGC) really means on your statement, how the legacy paper system evolved, and how modern SEPA workflows replace manual reconciliation.
A complete guide to SEPA bulk payment file software — from preparing Excel, CSV, and legacy AEB source data to generating valid SEPA XML and automating with an API.
A step-by-step guide to small business debt collection—from prevention and early reminders to formal letters, SEPA automation, and choosing between agencies and legal action.
A practical guide for UK finance teams integrating a SEPA XML API—covering authentication, data mapping, validation, error handling, and post-Brexit payment routing.
Understand what a merchant of record does, how it affects tax, compliance, and SEPA workflows, and when it makes sense for growing UK and European SMEs.
Learn how to build a compliant direct debit form that captures clean mandate data, validates bank details early, and maps seamlessly into SEPA XML bank files.
Compare wire and ACH-style rails: cost, speed, finality, and UK parallels—Bacs, Faster Payments, CHAPS, and SEPA—so routine batches and urgent pays use the right rail.
Use a free trial to stress-test real payment files, validation, and controls—not demos with toy data. What to try before cut-off day with your bank.
Turn spreadsheet exports into valid SEPA XML: ISO 20022, what a file creator should validate, SME workflow fixes, and choosing a tool that matches your bank.
What electronic funds transfer (EFT) means in practice for UK firms: clearing houses, Bacs and Faster Payments, and moving from cheques to digital payroll and suppliers.
UK BACS uses a three-working-day cycle: submission, processing, and credit—only on business days. Cut-offs, weekends, and Faster Payments vs CHAPS in plain terms.